Top up your traditional cover with smile.com.au, even if you have waiting periods, treatment exclusions & benefit limits. Or, replace your cover with smile.com.au
Is HIF extras cover right for you?
smile.com.au is the top-rated dental cover in Australia and could be a better solution for you.
HIF Extras
smile.com.au
Annual cover cost
$542 - $979 per year
$79 - $119 a year
Reduced & capped dental fees
Charged regular dental fees
Reduced & capped dental fees instantly at smile.com.au dentists
Paying for
Charged for optical, physio, chiro, podiatry etc.
Dental, no unnecessary services
Cover price increase
Annual price increase applies
No annual price increase
Waiting periods
2 months for general & 12 months for major dental
No waiting periods
Treatment exclusions
Many treatments are not covered
No treatment exclusions
Benefit limits
Benefit limits apply
No benefit limits
Pre-existing condition exclusions
Pre-existing conditions may not be covered
No pre-existing condition exclusions
Annual cover cost
HIF Extras
$542 - $979 per year
smile.com.au
$79 - $119 a year
Reduced & capped dental fees
HIF Extras
Charged regular dental fees
smile.com.au
Reduced & capped dental fees instantly at smile.com.au dentists
Paying for
HIF Extras
Charged for optical, physio, chiro, podiatry etc.
smile.com.au
Dental, no unnecessary services
Cover price increase
HIF Extras
Annual price increase applies
smile.com.au
No annual price increase
Waiting periods
HIF Extras
2 months for general & 12 months for major dental
smile.com.au
No waiting periods
Treatment exclusions
HIF Extras
Many treatments are not covered
smile.com.au
No treatment exclusions
Benefit limits
HIF Extras
Benefit limits apply
smile.com.au
No benefit limits
Pre-existing condition exclusions
HIF Extras
Pre-existing conditions may not be covered
smile.com.au
No pre-existing condition exclusions
smile.com.au is saving you on the cost of cover and treatment, finding you quality dentists, and keeping your cover free from restrictions. smile.com.au has created the best dental cover!
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With smile.com.au dental cover, there are no expensive monthly premiums, which means the money you save on the cover fee and at the dentist goes straight back into your pocket!
Not quite ready to drop your HIF Extras cover?
You can use smile.com.au dental cover in combination with HIF to top up your HIF cover.
Save on dental treatments that aren't covered by your HIF extras cover
Get reduced and capped dental fees even if you have reached your benefit limits with HIF
Start saving straight away on your dental treatments, even if you’re serving waiting periods with HIF
Reduce your out-of-pocket expenses (in most cases)